THE GENDER SIDE OF LENDING: ARE FEMALES BETTER BORROWERS

Michael Adusei, Sarpong Appiah

dc.contributor.author	Michael Adusei, Sarpong Appiah
dc.date.accessioned	2016-06-15T09:55:40Z
dc.date.accessioned	2022-01-16T07:15:45Z
dc.date.available	2016-06-15T09:55:40Z
dc.date.available	2022-01-16T07:15:45Z
dc.date.issued	2016-06-15
dc.identifier.issn	2016003
dc.identifier.uri	http://localhost:8080/xmlui/handle/123456789/411
dc.description.abstract	The study employs binary logistic regression analysis to investigate the gender side of lending using cross-sectional data from 198 credit unions collected from the Credit Union Association (CUA) of Ghana. Contrary to anecdotal and empirical evidence in the literature, evidence adduced in this paper underpins the conclusion that female borrowers are not better than their male counterparts. Consequently, the paper contends that lenders in Ghana should not expect any improvement in their loan repayment performance if they lend more to females. Instead, lenders who contemplate better repayment performance should strengthen their management and integrate group lending into their lending operations.	en_US
dc.language.iso	en	en_US
dc.subject	Repayment, Credit Union, Group lending, Gender, Management	en_US
dc.title	THE GENDER SIDE OF LENDING: ARE FEMALES BETTER BORROWERS	en_US
dc.type	Article	en_US