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CHALLENGES FACED BY FARMERS IN ACCESSING CREDIT FROM RURAL BANKS

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dc.contributor.author AMOA – MENSAH, JOSEPH JUNIOR
dc.contributor.author AUBYN, ANGELA
dc.contributor.author AMOAH, ISAAC
dc.contributor.author OPOKU, COSMOS
dc.contributor.author AMPONSAH, PERPETUAL
dc.contributor.author OSEI BAAH, FRANK
dc.date.accessioned 2013-07-31T16:53:19Z
dc.date.accessioned 2022-01-18T17:44:06Z
dc.date.available 2013-07-31T16:53:19Z
dc.date.available 2022-01-18T17:44:06Z
dc.date.issued 2013-06
dc.identifier.uri http://localhost:8080/xmlui/handle/123456789/230
dc.description The inadequate supply of credit is a major constraint to production in many developing countries. Making credit available, particularly to rural dwellers is thus considered essential to alleviate poverty and promote economic growth. According to Ayeh (2001), although informal credit markets operate widely in rural areas, many lenders typically give very high interest rates thus inhibiting the rural people from investing in productive income-generating activities. To curb this problem however, Agriculture Development Bank, National Investment Bank and Ghana Commercial Bank among others were established to mobilize and provide credit for rural development activities in the country. en_US
dc.description.abstract Up to 1963, there were five main banks providing credit for economic activities in Ghana. These banks were mostly in the urban centers with specialized operations from that of many rural dwellers. Rural dwellers were known to be relatively poor and could not provide the collaterals that were needed by these banks and were therefore denied access to credit. Rural banks were therefore set up to catalyze rural development and serve as institutional vehicles for poverty reduction in various rural communities. en_US
dc.subject CHALLENGES en_US
dc.subject ACCESSING CREDIT en_US
dc.title CHALLENGES FACED BY FARMERS IN ACCESSING CREDIT FROM RURAL BANKS en_US
dc.title.alternative A CASE STUDY OF OFFINSO MUNICIPALITY DISTRICT en_US
dc.type Thesis en_US


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