Please use this identifier to cite or link to this item: http://localhost:8080/xmlui/handle/123456789/30653
Title: Preferred investment vehicles of salaried workers of universities in SubSaharan Africa
Other Titles: ABSTRACT
Authors: Sakyiwaa, Linda
Gyimah, Prince
Etse, Nkukpornu
Keywords: investments, salaried workers, behavioral finance, universities, Sub-Saharan Africa, Ghana
Issue Date: Feb-2021
Publisher: CHRISTIAN SERVICE UNIVERSITY
Series/Report no.: Published Online:February 2, 2021pp 288-;Published Online: February 2, 2021pp 288-
Abstract: Abstract We investigate the factors and investment preferences that influence university workers in the Sub-Saharan Africa region, Ghana. Using a logit and dataset of 350 workers; our results show that liquidity, risk attitude, age, gender, educational level, and monthly income have an insignificant effect on investment decisions. Other factors such as safety of principal, high return, and marital status contribute significantly to investment decisions; and the most preferred investments were treasury bill, share, fixed deposit, and real estate. This study's findings do not only contribute to an important but neglected area of research, but also to policy, theory, and practice on investment and behavioral finance of universities in Africa. Keywords investments, salaried workers, behavioral finance, universities, Sub-Saharan Africa, Ghana
Description: FACULTY/STAFF PUBLICATION
URI: http://localhost:8080/xmlui/handle/123456789/30653
Appears in Collections:School of Business

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